Monday, May 4, 2015

Can Free Identity Theft Protection Work?

Identity theft protection is not something that you want to mess around with. You're more than likely going to be utilizing some form because you feel as if you have a reason to do so - not because it's simply something to do. There are many forms of this type of protection available from common sense practices to paid forms like credit ad identity monitoring services or password protection. No matter which of these types you decide to choose, ensure that you know exactly what it is that you've selected in order to get the most out of it. Services monitoring credit, identity monitors and password protection are all things that cost money, but for those that aren't quite ready to drop any cash yet, there are some free options available as well that are extremely useful in most scenarios.

Really, for free?
Yes, for free. Although the free services are extremely different from the paid ones, they are no less effective. These free services include things like common sense practices, working with your banks and financial institutions in order to set up an alert system, and monitoring your accounts using personal judgment as well as suggestions from past experiences with identity theft victims. Each of these methods will make an account just a slight bit safer, especially if these things are done with vigilance and complete care - this is how they become most effective. Many people associate "free" with "subpar" and while this is true in the sense that the paid options for identity theft protection will be more comprehensive and total, the free options can do a lot of good, too. One other thing to take into account is that many of the companies that offer paid services will often let users do a test run - giving them a chance to use a service for a period of time as a free trial in order to determine whether or not they find it useful.

Common sense tips - costless ways to protect your identity
For people that are unwilling to pay for identity theft protection, there are a few things that you can do in order to ensure that your information is a little bit more protected than it would otherwise be. For starters, changing passwords often is a great way to keep thieves out of your accounts. When you select passwords, it's important to make them complex enough that others will not be able to guess them, but simple enough that you won't forget them. Changing them often will ensure that even if a thief finds a way to compromise an account, they'll be effectively booted as the secret code changes - which is helpful. Another practice that costs nothing is to carefully consider what you do online before actually doing it. Checking out websites before making purchases, ensuring that email contacts are who they say they are - even posting less personal and identifying information can help out when it comes to keeping things secret from identity thieves and others that want to misuse your information.

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