Monday, March 30, 2015

What Will Using an ID Protect Service Do?

Many people are extremely concerned when it comes to the safety and security of their personal information. This may include using both credit and identity monitoring, and can often lead to individuals becoming extremely stressed without cause. This is not to say that the occurrence of identity theft is a laughing matter, but much of this stress and worry can be avoided by using of the services that have been specifically created in order to best serve the general population and its myriad of needs.

An ID protect service will decrease stress for users.
These services are designed to do the hard work. The programs spend 24 hours a day working through user accounts, information, internet activity like creation of accounts, Social Security use, transactions and changes of address, among others. Each of these may be a clue that the identity or information of an individual has been compromised and something must be done. The beauty of using one of these services is that once they have been implemented, it is no longer up to a person to go through each of their accounts on a daily basis - the service does that... and a computer is less likely to miss an important detail than fatigued human eyes.

These services will give users a sense of power.
Not only will using one of these services decrease stress, they will also make people feel as if they have full (or more) control over what goes on under their name. Just knowing what is happening - even on a limited basis - gives people the ability to make decisions, take action, and decide what happens next. These abilities are taken away throughout cases of identity theft, making people feel helpless and scared - unable to do what needs to be done because they cannot find out where the breaches began. By reading and understand the results that are sent to them, people can act accordingly, making their own decisions and remaining in control of different aspects of their lives.

ID protect services make it possible to understand what goes on.
Finances and establishing an identity can be extremely confusing and time consuming. In order to properly assess the situation that people are presented with, as well as to build a future, it's important for people to have a complete and accurate picture of everything that is really happening. ID protect services like those offered by are meant to detect identity theft before it gets out of hand, not before it begins. When trying to establish a place in the world, people need to have all of the information that they will need - which can be provided by ID protect services and their results. With this comprehensive look into their finances and use of their name, people can make informed decisions and do things like apply for licenses, get married, get jobs, open credit accounts - even buy homes. Knowing is half the battle, and these services provide both information and knowledge about the inner workings of things - which are assets to users.

Effectively Using Credit Monitoring Services

When choosing a new product or service for integration into everyday life, it's important to do so in an effective and correct manner. Most things work best when they are used properly, and credit monitoring services and other types of identity protection services are no exception. Created and sold with the intent to help as many people as possible keep a closer eye on their accounts and information, these programs are simple to use and even easier to make sense of.

The Basics
Services monitoring credit do exactly as their name states: they sift through a person's credit data looking for certain types of activity - applications for new credit cards, loans, changes of address. Taking note of these changes, credit monitoring services then compile the information and send a prompt alert to users, highlighting and explaining when and where these discrepancies (and potential crimes) occurred. Armed with this information, users can do what they need to do in order to gain control of their accounts back, whether it involves changing passwords, closing accounts, contacting banks and even calling law enforcement. Designed with the general public in mind, these services are easy to implement and use, making them an asset rather than a hindrance.

Utilization of These Services
After choosing the proper service, users need to begin using them. The proper way to do this is to follow all instructions provided by the service, enter in the proper information, and make sure that it is accurate. In turn, the service can then begin to monitor the information that it is meant to. This information is sorted, compiled and organized into a manner that is easy to understand and then made available for review on a secure website. This enables each user to view and assess their individual results, thereby allowing them to take whatever action is necessary, as discussed above. These services are not a one time thing, they can be used for long periods of time, only ending their watch when "told" to do so by the user. As they are meant to be helpful, these services are constantly updating in order to provide the most advanced form of protection - making it easier to protect from identity theft in the long term.

In order to be considered effective, these services have to do what they are meant to do, which is to provide a complete and comprehensive manner with which a user can view and asses the safety of their financial information. Credit monitoring services are able to watch over all of the data provided by the credit reporting agencies, give its customers regular updates and monitor for those certain changes that might indicate identity theft. The success rate of programs and services like this is high, which is imperative when considering that occurrences of identity theft have steadily risen as more people have taken to using the Internet.

Saturday, March 28, 2015

The Ways that Identity Theft Impacts Victims

Being a victim of identity theft does much more to people than strip them of their finances and their personal information - it makes them go through a number of emotions from rage to sadness. Although every victim will react differently to their information being compromised, there are certain feelings that are almost unavoidable, each of them a certainly understandable reaction to having their information - or their livelihood - stolen.

Victims will feel helpless. When people cannot prevent identity theft and find out that someone has been viewing or using their information - or has stolen their money - it's only natural that they'll feel helpless. It may seem like there should be no possible reason that people cannot keep their information from being misused by someone else, but that's far from the truth. It's important to remember that the thieves are constantly evolving, finding new ways to get into accounts and methods to steal things without being detected - without any form of additional protection like an identity or credit monitor, it could take a very long time to detect signs of identity theft because the thieves have taught themselves  well.

Many victims will also feel anger. This anger is not always directed at the thieves, it is often directed at themselves. Identity theft is a serious crime, and the anger may stem from the fact that people  feel as if they have not done enough to protect their information, didn't catch the theft sooner, or don't have the funds or ability to do the things that they wanted to do... but despite this, it's important to remember a few things. First, while the anger is a natural reaction to being stolen from, it's not the emotion that should be allowed to take over. Although it may seem awful at the time, identity theft is a learning experience that people can recover from. Second, the anger is a good motivational tool. Being angry may make people more likely to change their actions in the future to prevent additional occurrences of theft.

Fear is also a common reaction by the victims of this crime. Being afraid is one of he most raw human emotions. This fear may stem from not knowing how the criminals will use the information that they have stolen, or it could even be based on the fact that when thieves steal information, they have access to things like addresses, phone numbers and information about other family members. Being afraid for the safety of personal information and loved ones is also a good motivator to keep information private in the future by any means necessary. This type of emotional reaction may also be due to the fact that people who become victims of identity theft could question their future accomplishments and life events; is information that is changed by getting married, having children, getting a new job or moving going to be safe? Utilizing the services provided by companies like can help to decrease the occurrence of emotions like this one by allowing people to not be victimized to the same degree - or for such long periods of time.

Thursday, March 26, 2015

Things to Consder When Choosing an Identity Protection Method

Selecting the best identity protection services should be a process that is carefully considered by each individual. As these services will be providing a valuable service toward keeping  person's identity from being and remaining compromised, it's important to choose carefully - and take some time to do research before picking the "right" method. There are a multitude of things to consider before settling on a method, so going through a few points may help people narrow down to exactly what they want - and need - from identity protection services.

Where are you most concerned?

The two most popular types of identity protection are credit monitoring and identity monitoring services. When deciding between the two, you will need to consider which part of your life you feel is more vulnerable to an outside attack. If you feel that your finances are more out in the open, a credit monitoring service may be the best route of protection for you, but if you've got a feeling that someone could get ahold of your name or Social Security number, you may decide to go the identity monitor route. Each of these two options does similar things by monitoring the information about you that is available, taking note of certain changes, and alerting you promptly.

What are your needs?

While these methods of identity protection are secure and thorough, there are many different companies that offer different levels of protection for users. These can be implemented as necessary; people can choose to use all of the available features like clockwork - from the beginning, or they can start out with the bare minimum and work their way up if necessary. Choosing a service based on need will require learning a bit more about each type of service available, and is a great place to start. Potential users will find that there is more than enough information available on this site to choose the right method of protection for them after doing a little research.

Will this be an involved process?

The nice thing about both credit and identity monitors is that the required user input for both is very minimal. After entering in the initial information and making sure that it is correct and up to date, all you'll have to do is sit back and wait for the results that each program sends to you. The most involved that you'll be after implementing one (or more) of the available methods is reading through the results that you get, and deciding whether or not you'll have to take further action. In addition to the monitors, there are options like password keepers and single sign on solutions, which are designed to be even simpler to use than the other forms - they limit the need to remember and enter multiple passwords each time a computer is used... how simple is that?

The selection process for thee types of protection methods will be as unique as the services provided by each of them, it is simply up to individuals to decide what they need and how they want to go about getting it. From password storage to credit monitoring, identity protection needs are met with diverse and extremely useful tools.

Monday, March 23, 2015

How To Handle Identity Theft

There are lots of awful things that can happen in a person's life - injury, loss of a job, loss of a family member - but one of the absolute worst is the potential for identity theft, because it means that you've lost a part of yourself that will take a long time to regain. When it comes to dealing with the fallout of ID theft, there are many things that you can do in order to recover, as well as a few great tips to keep in mind while trying to handle things as you put your life back together.

Remain calm. Although you may want to get upset and make fast decisions to get your money back and to regain control over your identity, it's important to carefully consider all of your options when choosing who to call and how to begin taking back what's yours. Getting mad or acting irrationally can actually hurt you in the long run, especially if you contact the wrong people or don't have information to back up your theory of identity theft. Having solid information that's been provided by something like a credit or identity monitoring service is a great asset to making your case, and should do wonders toward keeping you calm and rational while dealing with banks, credit card companies and even individual retailers.

Increase security. Yes, this means changing passwords, account numbers and even being more vigilant with what sites you visit while online, but it can also mean taking steps to prevent any further cases of identity theft from getting out of control. Increased security also means choosing some type of identity theft protection services like the ones discussed above. Even though they can't stop your information from being compromised, these services are designed to help monitor certain activity that happen within your account, reporting back to you promptly. Not only will the increased security mean that you've taken measures to protect yourself, but show that you realize just how serious identity theft can be.

Be thorough. Just because you've addressed one weak point or changed some things doesn't mean that you've taken care of all of the potential entry points for thieves. When you've been the victim of identity theft, it's very important to ensure that you've done everything that you can to rectify the situation. Changing all passwords, contacting each of your institutions or creditors and making sure that you've updated everything that you can is the only way to ensure that you've done everything that you can to protect yourself an your information in the future. Even though addressing the various types of information that could have been compromised may seem like a daunting task, it's worth it - and can help you to feel like you've covered all of your bases.

Recovering from cases of becoming an identity theft victim is a really stressful period of time. Many people that have been victimized find this process to be extremely difficult, and it makes them paranoid about the safety of their accounts and information in the future. Luckily for them - and for those that want to do all that they can in order to keep one step ahead of the thieves, programs and services that monitor credit and identity have proven themselves to be extremely useful tools to fight the identity thieves every step of the way.

Sunday, March 22, 2015

What Do Identity Protection Services Do?

There are different types of identity protection services available to the general public, and all of them are designed with the best interest of the users in mind. While their ultimate goal is to protect the interests and information of users, there are a variety of ways to do so, and these differ depending on the chosen method of protection. These services have been improved and perfected throughout the past few years so that they can meet the changing methods used by thieves and hackers to obtain the information of others.


Monitoring services can look out for a lot of different things - from a credit report to financials and personal information, each of these will take a different angle and watch over something specific, providing the results that individuals need in order to keep track of their information security. This is an important measure of protection, as this vigilance can alert people to certain activity within their accounts, which could be a symbol of theft. Not only do these monitors look at what is going on within the accounts, they report back to individual users the things that they find - some of which can be indicative of theft or fraud. Not only do they monitor things that are taking place within the accounts, they can alert people to potential changes - like applications and requests for lines of credit that have not been approved yet - which can be helpful when it comes to dealing with the individual institutions and moving forward toward recovery.

Added Protection

In addition to monitoring services, these methods also provide additional protection to users via enhanced security methods. This includes encryption, anti-keyloggers, password keepers, and single sign on solutions. Each of these options adds additional measures to enhance the security that people feel when they use ID theft protection services, making them feel more confident that the programs and services are doing what they are supposed to do. Not only will this type of protection make people feel as if their information cannot be accessed by strangers, it can also help people ensure that family and friends cannot misuse information in any manner. This is especially useful for shared computers or devices, and can make people feel less anxious about letting others use these items, especially for sites and services that require passwords or sensitive information.

At their core, these services are designed and used  to protect the information that people do not want to share with others. People work hard to establish a life for themselves, so for someone to simply be able to access and disassemble so much time and effort with a few simple keystrokes can be devastating. Services like credit monitors and identity monitoring services are only a few of the available options for concerned people, but they work well and can provide a great deal of comfort to those that choose to implement them.

Using Identity Protection to Help Prevent ID Theft

Designed to be used as a way for people to keep the privacy of their personal information intact, identity protection services like credit and ID monitors can be used by a wide variety of people in order to provide enhanced support and protection for their most personal information. What most of these people don't realize is that while the process of dealing with the aftermath of identity theft can be a real struggle, choosing to take preventative measures like implementing one of these types of protection can decrease the amount of time, money and effort spent on rectifying the situation should identity theft actually happen.

What is ID protection?

These services do exactly what their name says - they provide protection to users that fear that they may become victims of identity theft. This protection comes in many different forms - from keeping passwords stored in one location that can only be accessed by one master password to financial monitoring and information monitoring - each one is unique to the individual using them, but meant to do specific things. These protection methods are carefully conceived before being released to the general public, ensuring that they are up to date with all of the most recent advancements and innovations that will help them to best protect the information that they are supposed to.

How does it work?

Identity protection works with your information in order to report back a comprehensive look at your finances, information or passwords. This information is gathered by constant surveillance of the information you tell it to look at, with notation made if there is certain activity within the accounts. These reports are sent back to users in a timely manner so that they are able to deal with the results in whichever manner necessary - be it taking the time to call banks or other institutions or simply looking over the results and filing them away as a record of what went on over a certain period of time. The results given can help people be more at ease about the safety and security of their information as well as find potential weak spots that they can strengthen in order to better protect themselves and those that they love.

Can this type of protection stop ID theft?

While these types of protection are designed to alert people to possible  misuse of their information or finances, they cannot actually prevent these things from happening. The services described on sites like offer more insight into exactly what these things do for individuals, which can make them more appealing to potential users. Knowing what and how something will work may make people more likely to use a service, as people want to understand the methods being used to protect their identities. Until people have an exact understanding of the way that thieves work, the act of identity theft cannot be prevented, but it can be stopped before it gets too bad. These methods give victims the chance to fight back against the thieves and hopefully change enough about the release of their information which can work to protect against further cases of identity theft.

Saturday, March 21, 2015

The Benefits of Identity Theft Protection

On the surface, identity theft protection offers specific benefits - keeping information safe and secure, offering timely updates and information about personal accounts, and a comprehensive look into the far corners of an individual's identity are generally well known... but there are also additional benefits that many people may look over. Each of these additional, secondary benefits is just as important as one of the main ones, meaning that these services offer many different angles of protection.

Ease of Use

Designed to be simple and efficient, these services provide a lot of information to users with very little input required. After initially entering in the required information, users only have to make note of any actual changes that they make in order to keep the services functioning properly throughout the duration of their use. Basically a "set it and forget it" type of thing, these services constantly keep watch over information, even if the managed accounts are not used often. This ease translates into satisfied customers, especially when the information returned is useful in helping to prevent further crimes.


Even though each type of service is meant to monitor a specific thing, they can be useful in a variety of ways, depending on the user. Some people may choose a credit monitor to watch over their credit file data; in addition to this, the identity monitors can be used to keep an eye on the information of adults or children, who are also commonly victims of identity theft. When combined with ease of use, this versatility makes these  services much more appealing choices.

Success Rate

When it comes to client satisfaction and success stories, identity theft protection has been proven to be useful, attainable, manageable and extremely successful. Clients typically use these types of services because they know that they will in fact work, providing top notch protection methods and increased vigilance over important and successful results. While this success rate doesn't always translate into the thieves themselves being caught, it does mean that in many cases where the theft was noticed, users were able to intervene and make necessary changes in order to regain their independence and account security. Success is measured in different ways by different people, but in terms of these types of protection, success only mean that these programs and services do what they are meant to do - and do it well.

Although the benefits of these types of identity theft protection will be seen differently by the individuals that use them, they do exist, and they are easily noticed. These types of services have gained popularity due to their high success rates and their lasting usefulness for a wide variety of clients. The most important thing to remember when selecting an identity theft protection type is that the end goal is to choose the right type of protection for your information, because in the end it can truly mean the difference between being safe and being a long term victim.

Thursday, March 19, 2015

Do I Have to Use an Identity Monitor?

As far as effective methods of identity protection go, an identity monitor is one of the most reliable and widely used. In terms of vigilance, support and added account security, this type of monitor is comprehensive and can be used by a wide variety of people with both simple and complex needs. An identity monitor like the one that can be researched at can be a valuable asset for those that require added account and information support, but it is not the only method of protection that is available to the public. Even though there are other options like credit monitoring services, single sign on solutions, password keepers and encryption services, using an identity monitor has many additional benefits, and is one of the most highly recommended types of protection service available to the public today.

But what is an identity monitor?

This type of monitor is unique in that it focuses on actual personal information - not just financials. This service takes into account a person's name, address, birthday, Social Security number, court records, licenses, applications and any other identifying information that is unique and has the potential for compromise. As a monitoring service, ID protection looks into the things that make people who they are - not just the total sum of all parts. While financial and credit monitoring is focused on credit file data. An identity monitor acts as an extra set of eyes for users, taking a look at even the most remote parts of their lives ... some of which may have been forgotten over time, but could still result in a headache and hassle if compromised.

Do I need to go somewhere or wait to get the results?

The results of an identity monitor are located in a secure member area on the internet, with emails sent to users in a timely and efficient manner. These results are organized and presented in a manner that is easy to interpret, giving users the ability to look over them at their leisure, with special attention focused on areas of potential concern and possible misconduct. These results can be accessed no matter where the user is - at home, at work, on the road... it doesn't matter, as long as people can check their email and have a basic understanding of the information being reported. These services and the results are meant to be convenient, meaning that they are given in a way that will be useful to everyone, especially if further action needs to be taken. Besides regular updates, when certain activities are detected, a prompt alert is sent either by email or text message, allowing you to investigate quickly.

Monday, March 16, 2015

Reasons to Use an Identity Monitor

Many people fear for the safety and security of their information, especially when they frequently use the Internet to conduct different types of business. Identity monitors and credit monitoring services are great ways for people to take back some of the control that they feel they lose when putting information online - or sending it through the mail. These monitoring services work to protect the information of users by monitoring many different aspects of identity from names to numbers, ensuring a more comprehensive level of protection across the board.


While identity monitors and the like cannot stop identity theft from happening, they add an extra set of "eyes", making it less likely that thieves will be able to access information and stay connected to it. Things like encryption, single sign on solutions and password keepers make it more difficult to access the accounts of others, so those in fear of their information's safety often choose these methods, but even the monitors increase safety to some degree. By receiving the reports provided by these services, people can take any necessary actions in order to regain control of their information - thus decreasing the likelihood of thieves entering again and misusing the information in some way.


Designed to be user friendly, these services require those using them to enter in information in the beginning and then take over from there. The services monitor information and accounts, not the people, which can give users break when it comes to scanning the far reaches of information that compile their life stories. With this careful observation of the different aspects of people's accounts - transactions, status, additions, balances, applications - it's all carefully inspected, noted, and reported back in an extremely organized and efficient manner, meant to give people a sense of security and satisfaction about their livelihood. With routine updates by the users in order to account for additional changes to accounts or information - getting married, getting a new job, etc. - these methods can be effectively used for long periods of time.


The methods used by thieves are constantly changing, and for this reason, so are the ways that these identity monitors work. In order to detect identity theft, the services have to be up to date, meaning that when new hacking methods, new security breaches and even new Internet sites are created, these programs change and adapt to meet the needs of consumers. If the protection methods did not update or change, they would be extremely ineffective in terms of providing long lasting support, which would be troublesome and stressful for both the developers of the software and those that rely on it. These changes are meant to keep up with (if not ahead of) changes in methods used by thieves, meaning that user information is kept much safer in the long run.

Focusing on even one of these benefits may be enough to convince someone to choose and identity or credit monitoring service to better protect their information, but the usefulness increases when considering that these will all work together upon implementing some form of protection. Though they are quite convincing, these are only some of the benefits of using identity monitors - the true reward will be seeing these programs in action, and putting the results and reports to good use.

Saturday, March 14, 2015

When Is a Good Time To Implement ID Theft Protection?

The common misconception is that only wealthy people should use some type of identity theft protection, because they are the only ones that will be targets. Unfortunately, thieves cannot always determine the status of an individual's accounts before gaining access to them, which means that in some (many) cases, those that become victims of identity theft are not ridiculously well off. The fact that identity theft is not a discriminatory practice is one of the reasons that identity theft protection services like credit and identity monitoring were created  - and have become extremely popular in a short period of time. Choosing when the best time is to begin using one of these methods as well as which will work best is a matter that is best addressed by individuals, but there are some good tips to consider before picking the best ID theft protection.

Use one of these services after "coming into" money. Whether it is due to an inheritance, new career, or something like winning the lottery, having a large sum of money in an account can be as unsettling as it is welcome. Rather than leave things to chance, signing up for a service like the ones provided by can put people at ease about the security of their financial well-being. These services watch your credit files and send updates straight to your inbox.

Start using an identity monitor as soon as you begin applying for things. Apartments, college, credit cards and even weddings require lots of forms. As soon as you've started putting your name and information out there, it has the chance of falling into the hands of others. While it may seem unlikely that your application for college admittance will end up in the hands of a thief, it is always possible - and the amount of personal information listed on this type of form is extensive and extremely telling. An identity monitor can be used to alert you to the use of your name and Social Security number by someone that is not you... offering you the chance to make them stop and set things right.

The only one that can decide that it is the right time is you. You know what you want, and you know what you need. If having the help of an outside monitor is what you feel is necessary, then go for it. Educating yourself about each available method and what they offer will help you make the best possible decision for your information, and it's important that you do not rush into anything. Yes, it's a good idea to look for stories from other users about the ways that these services have helped, but each individual has a unique set of needs, and you will have to decide on your own what the best course of action is. Don't let someone decide how to protect your identity for you, it's up to you to do the research, weigh your options, and make the final decision.

No matter what you choose, having a good, secure form of protection between you and the thieves will make you feel better - and make it less likely that a case of identity theft will be prolonged and irreparably damage your reputation.

What Can Credit Monitoring Accomplish?

Many people do not understand the difference between a yearly credit report and credit monitoring. Though these two both detail financial transactions over a period of time, the two are different in terms of the information that they provide as well as the time frames that they cover. Both can be extremely useful, but credit monitoring services are able to help protect individuals from the threat of identity theft in a way that a yearly credit report could never hope to.

Credit Monitoring as a Useful Resource

When it comes to keeping an eye on personal account information, credit monitoring is as useful a tool as any. This type of service monitors your credit file activity every day, looking for certain types of activity - activity that could indicate identity theft. When detected, they send you a prompt alert so you can verify the change or take action should you suspect identity theft. In addition, you receive quarterly updates of your credit report and score, so you can check the overall accuracy of the information and know if your credit score is on track. The services provide a wealth of information, along with recovery services if you do become a victim. An annual credit report cannot provide this level of detail, nor does it provide any kind of regular monitoring; these yearly reports simply list the results of many months worth of transactions, giving people a general idea of what transpired throughout the year.

Using Credit Monitoring as a Babysitter

What does this all mean for you, the consumer? If, for example, someone uses your personal information to apply for a new credit card, the creditor will check with one, two or all three credit bureaus for your credit history. This is called an inquiry. When one is detected, you receive an alert notifying you someone - maybe you; maybe not -  has applied for your credit. If it was you, all is well. But if you didn't apply for that credit card, you'll want to spring into action. Implementing some type of credit monitoring software or service can thwart attempts at thievery before they get out of hand.

Giving the Consumer Peace of Mind

This type of service will help those using it feel more confident about the safety and security of their livelihoods. People work very hard for their money, so knowing that others do not have access to it readily can be quite comforting. Despite the inability of products like a credit monitor to stop identity theft before it starts, these services are quite accomplished at alerting users to potentially occurring theft in order to enable them to put a stop to it - and get control over their accounts back.

Who Benefits From Identity Theft Protection?

Being able to find a way to protect yourself from identity theft may seem like a difficult and daunting task, but from the moment you choose and implement one of these methods, you'll begin seeing results. Although ID theft protection cannot stop the actual theft from happening, it gives you a way to help make sure that if it does occur, it doesn't happen for long periods of time before being detected. While it may seem like the only people that would be getting anything out of this situation are those that use the services, the truth of the matter is that other people also benefit from the distribution and use of these products and services.


You, the consumer are the one that is benefiting the most from the use of these services. Ultimately, these products are made for you - and are designed to meet your needs, no matter how complex or simple. Identity and credit monitoring services take the information that you provide and scrutinize them from all angles, ensuring that if certain types of activity are detected, you'll be promptly notified. This is to your benefit, as it gives you a chance to put a stop to identity theft or compromise, altering you changes, applications and usage of your name and accounts almost ass soon as it happens. These services not only meet the standards of thousands of previous customers, they have exceeded them by giving you the ability to take some control back out of the hands of those trying to misuse your information.


As always, the ultimate goal of the companies that create these types of products is to make and successfully market their products to the consumers. Since identity theft has risen in prominence as the majority of the population has taken to using the Internet for many everyday activities, the need for these products has increased exponentially, too. Constantly evolving methods used by people to gain access into the accounts of others results in the need for people to keep searching for new ways to protect information - better encryption methods, updating code to search for key activities - these are both valid examples of branches of these software solutions that have been updated many times since the inception of the projects that resulted in their creation. The job of the developers is to attempt to stay one step ahead of the thieves, which means that they are constantly working.

Where to Find These Services

Companies like have established themselves as leaders when it comes to providing services like the credit and identity monitoring programs. A quick glance through their information will not only give you a brief history of their products, it will also provide you with the motivation to consider one or more of their products for personal use. After all, protecting your identity is the first step toward becoming and remaining in good standing with creditors, places of employment and local government facilities.  Choosing to implement some form of identity theft protection is always a good idea - and an extremely smart choice.

Who Does ID Theft Happen To?

When you use the Internet and sign up for different accounts, each time you type into the input boxes, you put a little bit of yourself out there for others to see. Maybe you simply post comments on blogs or message boards, or maybe you shop or conduct banking - each occurrence opens up the possibility that your information will fall into the wrong hands, which can lead to cases of ID theft. Most people at least know of someone that has been victimized in some manner by an identity thief, so the truth is that it can happen to anyone, anywhere.

Common Victims

Though there is no "set" type of person that identity thieves prey upon, a few different groups of people fall into the category of typical victims. These include the elderly, the very young, and those that like to actively use the Internet. Each of these three groups of people are targeted for a set of reasons, which include the following:

1. Unfamiliarity with using computers and the Internet. If people don't know how to properly use online services or present their information in a protected manner, it is easier for people to take advantage of them.

2. Lack of history makes it easy for someone to step in and take over; teenagers commonly find out that people assumed their identities and racked up debt or applied for things in their names - rendering their Social Security numbers somewhat useless upon turning 18 and discovering the theft.

3. Oversharing without variety makes it easy for people to take advantage. People that spend a lot of time online and use the same log on information for everything are more likely to become victims of identity theft because figuring out one thing is like figuring  out everything, which makes it simple to delve deep into a person's life.

Worldwide Prominence

Identity theft has become much more common as the Age of the Computer has evolved; more people providing information has led to a rise in theft across the globe. Despite an increase in occurrence, the theft is also much harder to trace, as the electronic footprint of these people is much more difficult to trace due to server use and IP address changes. With a rise in identity theft, the entire world has been put on alert, leading to the development and deployment of services like credit and identity monitoring, as well as single sign on services and password keepers. These types of measures are designed to help the people that use them, giving back some measure of privacy and the ability to protect and defend their information.

Make Smart Decisions

Identity theft can happen to anyone - and it does happen to even the most careful people. Making smart choices and implementing outside help can do wonders when it comes to protecting information and keeping identities intact; companies like offer great choices for these types of software, giving people the chance to keep what they have worked hard for private. Do the right thing - don't give out passwords, don't let others use personal computers, never give out Social Security numbers over the phone or through email links... and always, always keep a close eye on what is most important - private accounts and information.

Friday, March 6, 2015

Credit Monitoring Services Can Be Helpful

When looking for the best type of protection for yourself and your identity, it's always important to choose things that will benefit you in the most desired way possible. Services like password keepers, single sign on services and identity monitoring are really useful to a lot of people, but one of the best - and most widely used - methods is called credit monitoring.

What is credit monitoring?

Much like yearly credit checks, credit monitoring focuses specifically on your credit file data. Included in these reports are credit scores, account activity, transactions, applications, credit check alerts, expenses and even delinquent payment notices as well as the status of your current account totals.

Do these services help people?

Yes. The credit monitoring services provided by companies like have been used by people to gain security and control over their finances in a simple manner. When dealing with identity theft and potential invasion of privacy, it's important to be informed and have an idea about what you're looking at - these services send reports back to users, giving them an in depth look at what has been happening within their credit files over a period of time. Not only do these services alert people to certain activity that could indicate identity theft, but they help them to understand all of an individual's various accounts at the same time by compiling results and listing them out. Rather than spending the time logging into various accounts and taking note of the status of each one, the required information will be available in a single document spanning the entire collection of financial accounts in your name.

Who uses credit monitoring services?

Though there are different types of identity theft, credit monitoring services work well for people that are concerned with any of them. In person, online and even via mail, thieves target different information about people, but most of the information leads back to finances in some manner. If a thief has access to your money or credit lines, the aftermath can be disastrous and take quite some time to clean up. Using the credit monitoring services will not prevent the theft from occurring, but it can alert you to the fact that it is happening, rather than there being no notice for weeks - or months. Knowing that there is a discrepancy with your accounts can save you time and hassle - meaning that as long as you know that something has changed or happened without authorization, you can do something about it. Anyone with concerns about the safety and security of their money would benefit from the use of a service like one that monitors credit.

Explaining Identity Protection - The Basics

As more and more people have started to use the Internet for many day to day activities, the prevalence of identity theft has increased. This makes sense - the more information that is available, the greater the likelihood that it will be accessed and misused by people that it does not belong to. Luckily for consumers, there are identity protection services available, which can help them keep a close eye on their information and how it is being used. Before deciding to use some type of identity protection, you should first know a bit more about the services available to you.

What is identity protection?

Identity protection is exactly what it sounds like: the practice of monitoring information including finances in order to ensure that it is not being misused or breached. These services can be used by anyone that desires them from individuals to corporations, and promotes a safer solution that leaving things unprotected. Although these services cannot stop identity theft from happening, they can help keep them from going undetected. Identity protection does not put up a barrier against hackers or thieves, but it provides a way for people to see what is going on within their accounts and with their information, in a way that is easily readable and simple to understand.

How is it used?

Identity protection is used in an extremely simple way. After you've chosen to begin using some type, you enter in the basic information, as well as give the service permission to access your accounts. By providing this, you give it the ability to go through many places your information could be vulnerable to remain vigilant. The software or service will monitor your information, gathering data and compiling it and providing you regular reports. Perhaps most important, is these services send you a prompt alert when they detect certain types of activity, enabling you to either verify the information or start taking precautionary actions if you suspect fraud.

Does this mean my information will stay private?

Unfortunately, nothing is foolproof. These methods will not keep your information out of the hands of people that could misuse it, it acts as a way to keep you better informed. With the exception of password keepers, which serve as a way to encrypt and store your information behind added security, these measures will not prevent the occurrence of identity theft. Your information has a better chance of staying private if you do not release it to the public - or even to websites and applications that ask for it, however this cannot always be helped. Due to the nature of people, and wide variety of things to sign up for online, your information will be more readily available to those that seek it - so using identity protection can provide the means of getting it back after it has been misappropriated.

Do I Need to Identity Monitor?

Imagine this: you've graduated college and found the career of your dreams. In a few short years, you've become a manager within your company, and quite well known within your employment community. Your name and face are synonymous with your business, and you make really good money. One day, you decide that you'd like to take a vacation, so you go to book the trip... but your credit card information is declined. After checking your accounts, you notice that there are funds missing and a lot of purchases have been made using your account... but you had nothing to do with any of them. Congratulations, you've become a victim of identity theft... now you have to deal with the aftermath.

What is an identity monitor?

An identity monitor will help keep track of your information, which can make it harder for identity theft to occur undetected. This monitor will look through public records, the Internet and more, keeping track of how your name and likeness are being used - then report back to you on a regular basis. Even if you're not a big shot with a face the entire community knows, people can still try to gain access into your life, but publicity and notoriety may put a bigger target onto your back. With an identity monitor, it may be easier to protect yourself from thieves.
How will I receive my results and information?

The best part about an identity monitor's reports is that they are provided in a secure online member area that you access using your strong password. These results are given in an easy to read and understand format with great detail - ideal for those that are unfamiliar with reading financial and personal information. This information is reported on a regular basis. You'll have the ability to monitor your information from the comfort of your own chair, in one document at your leisure; what could be better? This information can be used in a variety of ways, and provides proof of a breach or discrepancy in your account... meaning that if something goes awry, you can deal with it.

But do I really need  one of these?

Only you can decide whether or not your situation necessitates an identity monitor, but it definitely cannot hurt anything. Taking into consideration the expanse of your accounts and how much information you've released about yourself - as well as how many people know things about you - may be a helpful and deciding factor in choosing to use a service like an identity monitor. Despite the usefulness of services like these, an identity monitor is not the only available method of protection available. After considering your need and options, you may choose something like a credit monitor, which focuses strictly on the financial side, or a password keeper, which is concentrated on your computer and other devices.

Thursday, March 5, 2015

Understanding The Truth About Identity Theft Prevention

It would be fair to suggest that identity theft has emerged as a significant and common concern within today's society. Millions of people fall victim to this crime on a yearly basis within the United States and across the globe. As a result, we have begun searching ever more diligently for ways of preventing identity theft. Unfortunately, it is impossible to truly prevent identity theft from taking place. There are many ways of stealing a person's identity and criminals are constantly looking for new ways. Therefore, when we're searching for how to prevent identity theft, we're really looking for the best ways to help protect ourselves against it.

The Threat of Identity Theft

Identity theft can happen in a number of ways. In the past, criminals have been known to go through the garbage of their targets to find the information they needed in discarded documents. Now, as the world becomes increasingly dependent on technology, many criminals have started to conduct scams and schemes online for gathering the sensitive data they need to commit this crime. Whatever the cause, it's safe to say that identity theft can be destructive, which is why many would like to know about identity theft prevention strategies. A criminal may use your identity to max out your credit cards, apply for new loans, or even commit fraud. It's no wonder that we're all looking for identity theft prevention solutions.

Credit Monitoring

There are a number of ways that can help protect ourselves against identity theft. One increasingly popular method is to utilize the services of a company, such as the one featured at One of their services is credit monitoring where they alert account holders to certain changes within their credit reports that could be indicative of identity thieves working against you. In this way, you can do something to prevent further damage.

Be Cautious

When it comes to identity theft prevention, all you can do is take every step to protect yourself. Aside from the use of credit monitoring, use varied passwords online, and make sure that you never give your information out when you can avoid it. Personal information should be kept safe until such a point where you can confirm that the other party is legitimate.

Becoming a Victim of Identity Theft

Your day is probably very similar to that of many others - go to work, play around on your phone during lunch and breaks, come home, log into social media, check your bank account, send some emails... pretty typical. The thing that many people do not realize though, is that each time you go online and enter in information about yourself, (a password, credit card number, location service) you're giving someone else the opportunity to learn more about you and your whereabouts. While this may not seem like a big deal, all it takes is one slip up for a thief to gain access to some of your most private information.

How is This Possible?

Think about it this way; if you log into your accounts or your email while at work, and your workplace uses a public network connection, it may be easy for people to see who is using the network, and what they are doing with it. In the same vein, using a public computer to do personal activities raises your likelihood of forgetting to log out  - or accidentally storing a password that you meant to keep private. Either of these options may make it possible for a stranger to look into your life... and not everyone will stop at posting a harmless status update or sending funny emails before logging back out. Some people can use instances like this as an opportunity to attempt identity theft - or begin working toward it.

The Dangers of Identity Theft

Your private information is meant to stay private, that's what makes it unique. You choose passwords and security questions - even account names - as a way to ensure that you and only you can access your accounts and information. Paying bills, shopping, social media and even email accounts all have unique identifiers, which keep them from being accessed by the public. They are meant to be seen by the account holder only, so it can be extremely unnerving to know (or even think) that someone else has had access to them. When someone that should not have access to your identity works their way in, terrible things can happen. Money can be stolen, relationships can be ruined - even reputations between you and businesses and creditors can be tarnished. Though these breaches can happen quite quickly, often without notice until it is too late, it can take months to years in order to be fully repaired, often at your extreme expense.

After carefully considering this type of outcome, many people decide to protect themselves from identity theft by utilizing services that can help to keep their information private, as well as update them on the ways that their information is being used. Not only does this serve to give people a heads up when they need one, but it can be a good way to keep track of various actions that people take with their own information as well. With regular updates and careful monitoring of activities, people can better protect themselves from becoming victims and having to go through all of the hassles associated with identity theft.

Do I Need ID Theft Protection?

While it my not seem like it is necessary to add more layers of protection to your online presence, carefully considering the alternative may make you change your mind. Utilizing services that provide identity theft protection can make it more difficult for thieves to access the important aspects of your identity, leading to fewer instances of theft and much less stress for you in the long run. Sure, you don't absolutely have to use these methods of protection, but the following information may make you more inclined to choose to.

How Do Thieves Access My Information?

There are many different methods that identity thieves use to reach their goals. These include hacking, intercepting mail, petty theft and even in some cases simple luck. While old fashioned robbery may result in a thief obtaining things like a driver's license, keys and physical credit cards, it is often the online theft that can do much more damage. Most people will file police reports and close credit cards as soon as they are taken because they are aware that it is happening - people whose information is compromised online may not always know right away, which can lead to prolonged misuse by thieves and a great deal of debt and sleuthing that must be done in order to repair the damage. Once a thief has accessed the parts of your life that they are after, things only become worse for you, the victim.

What Happens After My Information is Compromised?

Often, thieves will go undetected for a period of time, giving them ample opportunity to do what they want to do with your information. During this period of "free reign", purchases may be made, your name and address can be used to apply for accounts and lines of credit, or even worse, they could use their stolen access to your information in order to simply drain your checking or savings accounts before you have the opportunity to do anything about it. Even though in most cases, your financial institutions will reimburse you for the theft after a period of time, logging into your bank account or having a card declined can be really embarrassing and upsetting. Asking "how could someone have gotten one over on me?" is one of the most common questions asked by people that do not utilize any sort of ID theft protection.

The types of ID theft protection available include credit monitoring, ID monitoring, password keepers, single sign on software and credit check monitoring. Each of these options does something slightly unique, offering you the ability to help prevent yourself from becoming a victim of identity theft as well as ensuring that your information is safer. You may not need to utilize credit check monitoring, but using something like a password keeper will not only protect your interests, it can make your life slightly simpler; it will reduce your need to memorize and remember the many passwords that you use on a daily basis. Choosing the best type of identity theft protection will not be the same process for everyone- which is why so many different options are available.

Wednesday, March 4, 2015

Some Ways that People Change After Experiencing Identity Theft

Many people have an idea about what the worst possible thing in the world to face is, but one thing that many of these scenarios have in common is feeling helpless in any way. Being a victim of identity theft is certainly going to make a person feel helpless; in fact, it's downright scary. At its core, identity theft is one person stealing the livelihood of another in some way, whether it is through a bank account, false advertising, or simply using another's individual's name and information. Identity theft has many long lasting side effects, each of these can be as damaging and disturbing as the initial theft itself.

It Takes Time to Clean Up

If preventing identity theft is not possible because it has already happened, it may take some time and effort to make things right. If bank accounts or Social Security information has been compromised, there is a set chain of events that must happen before things can go back to normal. Correspondence with police, governmental authorities, financial institutions and others can take some time to finish, meaning that the whole process may not be easily rectified. Eventually, though, things will return to normal after you've provided proof that you were not at fault and that your information was in fact misused.

Be Prepared to do a Lot of Explaining

Sadly, the burden of proof is often on the individual when it comes to identity theft. In order to prove innocence and that a theft has happened, you must remain vigilant toward  your information, making sure to report changes and inconsistencies as soon as they are noticed. This will make it much less likely for large amounts of debt to be incurred, or for someone else to use your information in terrible ways, potentially ruining your reputation. Talking to the people in charge of your accounts may be frustrating, but it's important to be clear and honest when dealing with the repercussions of identity theft in order to get it taken care of as soon as possible.

It's Normal to be Cautious

Victims of identity theft are often much more cautious with the information that they give out in the aftermath of the occurrence. Unfortunately, this can make people seem very paranoid and almost overly cautious, but that's only because they know what it's like to be a victim. Victims of ID theft are less likely to enter in passwords or do online banking, and they are often much less inclined to give out their personal information to others - while this may seem silly, it can help to reduce the likelihood of further theft, and teach others some good practices.

While somewhat localized to the person that was the actual victim, these aftereffects can also impact those close to an individual. Not wanting to give out information or conduct any activities online can put a damper on organizing events or paying bills - but in many cases, it's for the best. If the people that were victims of identity theft feel more comfortable changing their routines, ultimately these changes will be for the best, and can serve as a way to keep people calm and collected after going through a very stressful situation.