Wednesday, April 29, 2015

Ways to Prevent Identity Theft

Identity theft prevention is a concern for many people, bus especially those that feel as if they have something to lose. There are many methods available to people that choose to utilize them, it simply depends on the scenario and the level of need that people feel they need. Listed below are a few of the most popular and useful methods that different people have found to be effective in preventing theft of identity pertaining to their most sensitive and important information.

1. Stop giving out personal details to strangers. Although it may seem like a good idea to broadcast habits and successes on social media, this can in fact lead to trouble and theft down the road. Yes, this is a good way to keep family and friends in the loop, but unless you're able to completely control the flow and release of information, it could find its way into the hands of those that shouldn't have it, meaning that small details could be used to "break in" to the information that you're worked so hard to keep private.

2. Make passwords difficult to guess, and change them often. Even though this seems like a hassle and more trouble than it's worth, changing passwords often and making them complex is a great way to keep your information from being compromised. Your passwords are often the last line of defense between your information and thieves, meaning that if someone is able to guess what a password is, an entire slew of information could be compromised. Keeping thieves on their toes is only one method that can be used to keep information safe, but it is effective to an extreme.

3. Implement identity or credit monitors. These services are made and distributed with the hope that they will help users keep their information safe through constant monitoring and vigilance. These monitors constantly update themselves in order to provide the best possible coverage, ensuring that as soon as the companies that create them get updates, users will too. Credit and identity monitors are a good way to prevent identity theft from getting out of hand, and can be effectively used to cut things off before they are out of control and difficult to repair.

4. Change some of your habits. This may seem like it's too simple to actually work, but changing habits and using common sense is actually extremely effective when it comes to keeping identity thieves at bay. Throwing away receipts, writing void on old checks and even deleting emails instead of clicking on the unfamiliar ones are all ways that people can avoid becoming victims of identity theft, making things much simpler in the long run. Though it can be hard to adopt new habits, this is actually a much simpler practice than it seems to be, and may teach you a few new tricks along the way. Learning who and what to trust may seem like a daunting task, but it will definitely help out in the end, and can decrease the likelihood that your actions will directly contribute to you becoming a victim of identity theft.

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