Some fraud protection come with a safety feature already installed. Credit card companies will track your spending, and when a suspicious purchase or amount is noticed, they will place a hold on the account and contact you directly to confirm or deny the use. This is a rare occurrence, and you should know from the get go whether or not your particular card provider offers this service.
Your information is your identity, and having it compromised is a surefire way to put a kink into even the best laid plans. Having a credit monitor is a different kind of credit fraud protection, but it is also extremely useful. This type of service keeps an eye on all your personal and financial information, not a specific card. Knowing what is happening across the board will keep you just a little bit ahead of some of the nastiest surprises and cases of fraud.
As thieves rely on the ignorance of their victims, it's important to assess your own tendencies and habits in order to keep yourself from falling prey to any type of credit or identity theft. Protection from credit fraud can be the result of something as simple as changing passwords, only using secure sites and ensuring that no one else knows your information.
No one wants to be a victim, but it is up to you to take control of your situation and keep yourself safe by any means necessary.