credit monitoring services.
are many critics who will say that monitoring credit is a waste of time
or an unneeded expense but then there are others who will argue that
there is a need for credit check monitoring services such as provided by Identity Guard® and these are the reasons why.
report monitoring gives you some kind of protection; from the minute
you sign up, your credit report information is closely and regularly
monitored. Where a person may check his credit report a few times a year
a credit monitor will send out information to the client on a much more
regular basis making it much less likely that certain activities that
could be the result of identity theft will be missed.
reviewing your credit score data can help to educate you in the ways of
the financial world as well as about your own particular spending habits
which will also help you learn what to look out for in terms of
Credit report monitoring is not fail-safe,
unfortunately, because no matter how much you attempt to protect your
identity, thieves will still be able to make it through at certain
times. But the positive side to using a credit monitoring service is
that in a lot of cases, insurance could be included as a perk to a
subscription. This means that, should you become a victim of identity
fraud, you may be able to reclaim some of your losses. More importantly,
since you are able to detect fraudulent activity much earlier, the
financial damage would be much less.
So there you have it, credit monitoring has it's critics but there are many, many positives to using a service such as this.