There are two things that everyone wants to protect: their families and their IDs. While it is difficult for someone to steal your family out from under you, identity theft is a common occurrence, and can happen when you least expect it. In order to feel more secure about the safety of your identity, there are a few preventative measures that you can take which will keep you and your personal information safe - and away from the thieves.
Credit Monitoring Services
This type of services acts as a way to keep an eye on your credit file information, sent to you in an easy to read and understand format. Updated quarterly reports will give you the ability to have a look at all account activity across the board. As important, these services monitor your credit files every day and when certain types of activity are detected, you are sent a prompt alert either by email or text message. This allows you to verify the activity or take action if you suspect fraud. Having this type of added control over your online identity is imperative in not only giving you peace of mind, but also helping you keep the upper hand if someone tries to access your information.
Password Keepers and Changing Passwords Often
Though they may seem like a nuisance - and can be a hassle to remember, passwords are extremely vital to keeping your ID from being stolen. The passwords themselves - as well as the security questions that many accounts require - are imperative to individuals, with each answer and each secret code being different between users and accounts. Keeping these words and phrases secret can sometimes mean the difference between an account remaining private or getting broken into and compromised. Not only is having strong and unlikely passwords a great method to keep yourself from becoming a victim of ID theft, so is employing the use of a program like a password keeper or single sign on software. Both of these require singular passwords in order to gain access to specific parts of a computer, and can be customized to meet the needs of whoever is using them.
In order to be satisfied with your level of financial security, you must employ the methods of protection that you think will help you the most. Not every method will work the same way for individuals, meaning that if you do very little in the way of online activities, a password keeper may not be the best option for you, but a single sign on service may help. In addition, credit monitoring services can only be helpful to those that have regular email access; getting sent results will not make any difference if you cannot check them. Feeling secure is a matter of personal opinion, but being sure of your financial security is a right that every individual has - and should take advantage of.